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Could I Owe Taxes on College Scholarships?

Paying for college isn’t getting any cheaper, so in order to avoid going into unaffordable education debt, families and students either need to save more money, go to less expensive schools or find someone else to pay for it. There are hundreds of thousands — maybe even millions — of scholarship opportunities out there, but receiving monetary awards can do …

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8 Credit Cards With Freebies

People like receiving perks. Credit card issuers know this, and they offer all sorts of gifts and benefits to attract new customers in an extremely competitive credit card marketplace. Whenever you’re shopping for a credit card, you should thoroughly read the terms and conditions to make sure you’re comfortable with the terms. Your credit score will impact the interest rate …

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Beth’s Story: Can a Balance Transfer Help Me Get Out of Debt?

This is part two of my series about Beth, who is dealing with unaffordable credit card bills. In part one, I shared her detailed reader question, and I didn’t know her personal debt relief quest would turn into an online mini-book. In the first installment, I covered why consolidating credit cards without a dependable income is often not a good …

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How I Kicked My Fast Food Habit & Saved Big Bucks

For Eddie Vidmar, fast food wasn’t just an occasional splurge, but rather a way of life. “The convenience of driving to the window and getting my dinner was often too hard to pass up. No clean-up, no dishes…. just eat your food and toss the garbage,” he says. “What I should have done was realized sooner that the food itself was …

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Reducing the Cost of Attending an Out of Town Wedding

You knew your best friend’s son was getting married, but when the “Save the Date” card arrived, it was a reminder to make plans to attend. According to the Huffington Post (May 2013), it costs about $539 per guest to attend a wedding for clothes, gift, and incidentals. But you live in Springfield, Illinois and this wedding is in Springfield, …

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12 Ways Tulle Can Reduce the Cost of Your Wedding

You’re over budget. Your summer wedding is around the corner. Staying within a budget is stressful, and decorating is costly. What can you do? You need a helpful, economical plan. Curb the worries by incorporating tulle, a great decorating resource that’s been around for years. DIY brides love its versatility and value. Even for the novice decorator, tulle is easy …

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Parents: How to Start Planning for College

Too many parents make the mistake of waiting until the fall of their child’s senior year to start thinking about college. However, by waiting, your child could miss out on a number of opportunities that could end up costing your family thousands of dollars in missed financial aid and scholarships. Ideally, you should have started planning at the start of …

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Florida Man Allegedly Memorized Credit Card Numbers to Commit Fraud

An Orlando-area homeless man is accused of using stolen credit card information to stay at a number of hotels, including Disney World resorts, reports FOX 35 Orlando. Investigators say Jeffrey Hawkins, 52, is skilled at memorizing credit card numbers and recalls that information to book his stays. He was charged for similar schemes in 2010 and 2012. The situations in …

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10 States With Stubbornly High Foreclosure Rates

Foreclosure activity in the U.S. was at an eight-year low in the first quarter of 2015, despite an increase in activity in March, according to the most recent foreclosure report from real estate data company RealtyTrac. The number of residential properties with a foreclosure filing — default notice, scheduled auction or bank repossession — decreased about 8% from the first …

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How Your Budget Can Help You Build Credit

The building blocks of a healthy financial life are all tied to your budget — how much money is coming in, going out and where is it being used? Answering those questions and creating a budget that works for you can have a ripple effect on the rest of your finances. Specifically, a good budget can help you maintain of …